Cyber & Network Risk

U.S. Insurance Products


Sompo International offers our insureds comprehensive first and third party liability coverage that is highly coordinated with risk mitigation and response services. Our global, industry-recognized team is backed by the scale, ratings and financial stability of one of the largest global P&C companies, and has the depth of experience and extensive product knowledge to respond effectively to today’s cyber threats. 

We also work closely with best-in-class specialists who can help prepare our insureds for emerging risks.

Available Coverages

Sompo International offers a broad array of first and third party liability coverages, either on a standalone basis (Premier Privacy) or in conjunction with professional liability coverage (Premier Professional). 

  • Network Security, Privacy and Media Liability
  • Regulatory Proceedings (Fines & Penalties)
  • Privacy Breach Costs
  • Business Income Loss
  • Contingent Business Income Loss
  • Digital Assets Loss
  • Cyber Extortion Threat and Reward Payments

Available by Endorsement

  • Breach Assist (Dollar Denominated)
  • Breach Assist (Per Person)
  • Cyber Side A
  • Social Engineering and Fraudulent Instructions
  • Computer System Property Damage
  • PCI Fines & Penalties

Coverage Benefits

  • Covers state and federal regulatory actions related to the management and handling of protected personal, health and corporate information, including court-mandated consumer redress funds
  • Pays privacy breach costs upfront on behalf of the insured
  • Broad coverage available for PCI fines and penalties, including PCI assessments
  • Broad definition of Personal Information
  • Optional Breach Assist endorsement covers privacy breach costs on a dollar-denominated or per-person basis, outside of the policy’s aggregate limit of liability (not available to all applicants)
  • Cyber Side A extends policy coverage to include non-indemnifiable network security and privacy-related lawsuits filed directly against corporate directors and officers
  • Covers both mandated and voluntary notification to customers
  • Includes affirmative coverage for cyber terrorism
  • Provides worldwide coverage, where permissible by law

Comprehensive Breach Response Services

Our team of experts quickly identifies critical issues and guides each organization through a uniquely tailored response to meet legal and regulatory disclosure deadlines, limit fines, penalties and liability, and reduce reputational damage. 

  • A 24/7/365 hotline to report data breaches and other claims to ensure that appropriate actions begin immediately
  • Top-tier breach counsel available from the outset and throughout the event lifecycle to counsel insureds regarding necessary steps and compliance requirements under all applicable laws
  • Access at preferred rates to established vendors and law firms to provide insureds with preeminent expertise within the cyber arena in the areas of legal defense, computer forensics, credit monitoring, ID restoration and related service
  • Access to ransomware and similar extortion response services, offering guidance from payment through decryption and reporting

Policy Forms & Applications


Jeff Kulikowski
SVP, Errors and Omissions Leader
Sompo Pro
Tel. +1 917 281 0721

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Brad Gow
Global Cyber Product Leader
Tel. +1 914 468 8059

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